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Showing posts from July, 2022

Life & Home Insurance Policies in India

Car Insurance is a contract between a person and the Insurance Company which protects you against financial loss due to an accident or theft. There are 5 benefits of Car Insurance as below:  Damage to Insured Vehicle  Accident Insurance  Number of Garages  Third-Party Liabilities  No Claim Bonus  There are 3 types of Car Insurance :  Liability Coverage  Collision Coverage  Comprehensive Coverage  Comprehensive Car Insurance policy is always a better option as it not only provides the third-party car insurance but also covers the damages to your own car with any injury to the driver. Also, if you face any legal liabilities, it protects you against the same.  A life Insurance Policy gives you a dedicated amount of money if the insured person is dead. There are various Life Insurance Policies in India available for all, irrespective of age. Below are the few Life Insurance plan In India :  Term Insurance: This is the most simple and affordable plan that a person can choose. On the

Benefits of Online Insurance for Motorbike

Whenever a person buys a two-wheeler, they want to keep it protected/secure from any mishappening and so go for the Motorbike Insurance . Motorbike Insurance gives a guarantee to keep your motorbike secure financially if there is any damage during riding it. It also insures your vehicle against theft. There are 3 types of Motorbike Insurance as below:  Third-Party Liability Only Bike Insurance  Standalone Own Damage Bike Insurance  Comprehensive Bike Insurance  Motorbike Insurance does not cover the loss or damage in case a person is found drunk and drive. It also does not cover any damages if it happened due to war, terrorism or riots.  Now days, everything has been digitalized and everyone wants everything to be available so fast and quick and hence Online shopping comes into picture. Its groceries, clothes, or Buying Online Insurance, everyone wants the best without any hassle to get stuck in traffic or many more difficulties. Buying Online Insurance of Bikes is as secured as you

Buy Bike and Car Insurance with Maximum Benefits

Every person should take Insurance for their vehicle from the day they purchased it. Insurance gives a protection from damage and ensures that people get the complete financial benefits if there is any loss due to an accident. Bike Insurance covers a person from any accidental injuries while driving the bike. There are 3 types of Bike Insurance which comprises as below:  Comprehensive Bike Insurance : It gives a complete coverage by paying the financial liabilities that may incur towards the third party. This policy gives a protection to your bike against damages, fire, theft, man-made disasters etc.  Third Party Bike Insurance : This is a Must to be taken Insurance Plan to ride a bike. This includes the injuries, temporary or permanent disability, and death due to an accident or mishappening while riding a bike.  Own-Damaged Bike Insurance : It provides the flexibility to the clients to choose the Insurance Company as per their choice.  As per the Vehicle Act, it is mandate to buy a

Get Your Two-Wheeler Insured - Car and Motorcycle Insurance

There are various types of Insurance policies like Health, Vehicle, Life Insurance, etc. If your vehicle is involved with an accident that results in damage or loss, it is covered under vehicle insurance policy either its Car, Motorcycle, etc. Motorcycle Insurance gives protection to the bike from accidents, theft, incidents from fire or any other hazardous activity with the coverage of expenses caused due to accident. It also covers you under personal injury during riding the bike. It provides the benefits while there is any death during riding the bike. It also covers the bills of vehicle repairs due to accident.  As per the Vehicle Act, it is mandatory to insure your car under any insurance company. There are 2 major factors which help to know the good insurer amongst the other:  Quick and Hazel free process : Choose a simple, convenient, and quick process. Always choose an insurer who provides the additional benefits of purchasing the policy.  Customer support : Good customer supp

Various Types Health Insurance Plans in India

There are agents who sell the Policies either it’s Health Insurance policy or another. Agents help to understand the ins-and-outs of any insurance company. Selling Health Insurance policy is a smart and creative work which needs a smart skilled people, good salesmanship, customer services skills are required, high level of energy is needed, knowledge of complete process and about variety of the products and at last honesty with the job. Selling Health Insurance policies is not an easy task especially in middle class families where they need a broad level coverage with minimal premium. There are various approaches for Selling Health Insurance Policies like Insurance agents or brokers, Customer service representatives or call centers agents, In-house sales team, and Field Sales Team.  Rise in medical expenses leads towards the bankruptcy. And in India, this is one of the biggest reasons. People loss their complete savings if they have been diagnosed with critical illness or get several

Secure Your Family with Affordable Health & Travel Insurance Plan

First, we need to understand who is a Broker?  Broker is an intermediate person between a client and a company. He provides an honest assessment& comparison of all Health Insurance Policies in the market. Medical Insurance broker helps to understand the best suited policies. He gives a comparative analysis of different policies so that a person can buy the best according to their medical and financial needs. Medical Insurance Broker is the expert who helps to decide the type of insurance and level of coverage is needed by a person. They are the experts who analyze the need and negotiate with insurers and recommend the coverage at a best affordable budget to a client.  India is a country of approx. 1.38 billion people. And majority comes under below poverty line where there is no such word of Insurance comes. But the leftover population in India is not also much aware about the Health Insurance Policy. Either they have seen the advertisement on T.V. or might have heard it from so

Why to Buy Health & Travel Insurance Policies

An agent is a person who represents a client for negotiation or any other dealings with third party. Similarly, a Health Insurance Sales Agent is the one who sells insurance policies. They connect with the customers via phone, emails, or walk-ins for the promotions of their policies. Primary role of Health Insurance Sales Agent is to do an analysis for the existing or potential customers to meet their requirements. They try to get match the customer’s need by offering the best policy and perform in cost-benefit way. They maintain customer relationships by providing the best suitable policy as per need.  In today’s life, life-style related issues are increasing rapidly, and it has become important to have a Health Insurance Plan irrespective to age and Income. With rising pollution, hectic schedules, food contamination, late hours, health become a major concern. And hence several diseases are affecting the people especially the young ones. The right time to Buy Health Insurance Plan

Importance of Health & Travel Medical Insurance Policy

Everyone wants a guaranteed protection for everything they have, either its life/health or a thing for example: any vehicle, any land property or anything which can be secured in terms to minimize the financial risk. And here comes the word ‘ Insurance ’. Insurance helps to mitigate the financial risk and provide the protection against unexpected loss. Insurance is being sold by an Insurance Broker. There are various types of Insurance: Health Insurance, Vehicle Insurance etc. Health Insurance Broker helps a person to apply for the coverage and guide for a good Qualified Health Plan to enroll in the market.  Health Insurance broker helps to know the Health Insurance Plan in a better way. They provide specific recommendations about which plan a person should enroll with. Health Insurance Plan covers any illness from the beginning it is diagnosed following the treatment till the medication process gets completed. Any insured person can take the benefit of insurance which covers medica

How to become a vehicle insurance agent?

  An insurance agent is an individual who works on behalf of insurance companies to sell their insurance policies and products. If you want to work as an online insurance agent or a POSP, you should be 18 or above 18 years of age.  The minimum qualification required to become an insurance agent is matriculation or 10+2. You must be able to inform clients about the hazards associated with accidents, third-party damages, theft, burglary, natural calamities, and so on.  What is the role of an insurance agent?  An insurance agent is responsible for selling products such as health insurance, SFSP insurance, travel insurance online , International travel insurance, or Motor insurance. Motor insurance policy shields commercial vehicles, bikes, and car.  You can choose to become a general insurance agent- a general insurance agent is known to sell non-life insurance products such as health insurance, SFSP insurance, bike insurance, car insurance, and motorcycle insurance.  Reach out to a vehi

Why should you buy a home insurance policy in India?

  A home insurance policy in India works as a shield for the home’s external structure and its constituents. Any damages caused to the possessions due to fire or natural calamities such as earthquake, flood, or storm is covered under this policy. Even damages arising due to man-made incidents such as burglary, strike, arson, thefts, and riots are covered by home insurance policies. It covers accidents occurring within the home.  What are the factors covered under the homeowner’s insurance policy? Smoke and fire Lightning Damages occurring on account of sleet, snow, or ice Tornadoes Leakage proofs Windstorms and hail Fallen objects like trees or rocks Wildfire Theft Vandalism or riots Frozen interior plumbing And power surges What are the core advantages of buying a home insurance policy? A home insurance policy protects the buildings and their contents against explosion, strike, cyclone, earthquake, theft, flood, cyclone, storm, riots, lighting, fire, and burglary.  Protects your mobi

How to become a general insurance agent?

  Looking to add a new work experience to your resume? Or are you exploring new career opportunities? If yes, becoming a general insurance agent will help you to a large extent.  It will allow you to hone your communication skills, reach out to new clients, and learn new things during the free training programs conducted by insurance companies.  Do you ever wonder who an insurance agent is? An insurance agent is an individual responsible for selling insurance products on behalf of insurance companies. Insurance agents also assist consumers in selecting the best product policies according to their requirements.  You can register with an insurance company- you’ll be responsible for selling health insurance policy , motor insurance covering the car, commercial vehicles, or bikes, international travel insurance, or SFSP insurance.  What are the factors covered under a general insurance policy? A general insurance policy takes into account health insurance, SFSP insurance, bike insurance, c