Facts You Should Know About Motorbike Insurance

 

Are you planning to invest in a motorbike insurance plan? If yes, as a customer you must know some facts about this policy which shall help you make the right choice.

Look for Wider Coverage

Look for a third-party cover which is mandatory as per the Indian Motor Tariff concerning two-wheelers. It is always recommended to choose a standalone own-damage cover besides buying a third-party policy. The customers can also look for a comprehensive cover that takes care of both. Going for an extensive coverage will help you save a lot of money and stress that occurs when you find yourself in a mishap.

Check the Add-Ons With The Policy

The other fact that you must know is the add-ons that are provided by many insurance companies. These add-ons are very important and worth the premium. The examples of such add-ons in case of two-wheeler insurance are damages in case of mishaps, additional protection, roadside assistance, zero depreciation cover, tyre cover, engine cover, etc. This is usually not compensated under a regular policy.

 

Select the Add-Ons With Great Care

With a lot of add-on options available, the customers need to be very selective and choose them as per their precise requirements.It is not at all necessary to buy all. Select addons that fit your budget.

Compare Policies

Whether buying a two-wheeler insurance or a car insurance policy, it is always recommended to compare various policies available in the market. Every policy has some distinctive feature which makes it stand apart from other products. Compare them against various parameters and make a suitable choice.

No Claim Bonus

Many insurance companies also provide a No Claim Bonus or NCB when during a policy period, no single claim is made. It is a kind of cumulative bonus that can be as high as 50 percent of the own-damage premium that is based on the claim-free years.

Speak with the Safetree POS Agent who can help you make the best choice.

 

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