What all does a bike insurance policy cover?

Did you know? India is the largest two-wheeler market in the world. Two-wheelers are convenient to ride, easy to maintain, and cost a fraction of four-wheelers. Indians love their bikes, and there are no two ways about it. For many of us, owning a motorcycle is the first dream come true when we step into adulthood. Owning a bike equals pride, thrills, and an equal amount of risk for us Indians.

Between the years 2006 and 2014, the Indian bike industry has grown by nearly 10%. There are more two-wheelers than ever on our roads, but unfortunately, our roads haven’t developed with the same gusto. Accidents are only increasing manifold, and safety is becoming a big question mark for everyone on the road. This risk is a significant reason why it is important to choose the best motorcycle insurance available.

 

What does all your bike insurance cover?

You can find plenty of information about motorcycle insurance online with a simple Google search. Bike insurance covers various expenses that you may incur if your bike is involved in a mishap on the road. A two-wheeler insurance plan also offers protection from natural and human-made perils, fire, malicious acts, theft, etc., alongside personal accident coverage.

Also, third-party legal liability is covered in case bodily injury or property hard is caused to a third party if your bike is involved in an accident.

 

What does a bike insurance plan exclude?

·       Loss and damage of accessories

·       Personal accident coverage for pillion riders

·       Any damages caused due to negligence of the driver

·       Any legal liability on the part of a paid driver

·       Normal wear and tear of the vehicle

·       Driving under the influence or DUI.

There are plenty of motorcycle insurance companies and policies to choose from. But we recommend the familiarity and comfort of having Safetree insurance for yourself and your trusty two-wheeler. Find more information from your agent today.