What is the best way to become an insurance agent in India?

 Do you wish to work for car insurance companies in India? Here is a concise guide on how to become an insurance agent in India.

An insurance agent is a person who has been approved by an insurance company to offer a policy to a customer based on their needs. An insurance agent's role is to approach a potential customer and encourage him to purchase an insurance policy. When a policy is sold, the agent receives a commission on the premium paid by the consumer and a specified percentage of commission over the life of the policy.

In India, anyone can work as an insurance agent. It does not require a lot of experience. If you meet the following specifications, you can work as an agent. To become an insurance agent– 

  • A candidate from a rural area must have completed at least the tenth grade, and a candidate from an urban area must have completed the 12th grade.

  • The candidate must be an Indian national.

  • The candidate should be an adult or 18 years old.


Homemakers, people who have retired from work, self-employed workers, students, and financial consultants, anyone can apply to be an insurance agent in India. 

You cannot become an insurance agent on your own. As your first step toward becoming an agent, choose an insurance provider whose insurance products you want to market. Meet the Development Manager or go to the official website and fill out the 'Become Insurance Agent' form. In an interview, the company's sales manager will ask you several questions to determine whether you are qualified to work as an insurance agent. They will next enroll you in an insurance agent training program.

After completing the pre-licensing course, you must pass the IRDA exam. The Insurance Regulatory and Development Authority of India regulates the insurance industry in India, and no company or agent can sell products without its permission. The insurance company will issue you a license and identification card if you pass the exam. 

With that, you would have earned the title of an insurance agent, and you are ready to sell the company's insurance products and work for some of the best health insurance companies.

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