How to become a health insurance agent in India?

 With a growth rate of 24% in 2018 and coverage less than 20% of the population, Just like its car insurance sector, India’s health insurance is one of the fastest-growing sectors; because of less coverage, this allows plenty of possibility for expansion. So, if you’re wondering about contributing to the growth and how to become an insurance agent in India, keep reading further.


The key answer to this is POSP, the Point of Sales Person. POSP is an agent of insurance selling specific insurance products. Getting your POSP certification is the easiest and quickest method to be an insurance agent. 

You must meet the basic requirements directed by IRDAI to be a Point of Sales Person, and adding a charm to it will be a training program to boost your skills. 


What are the requirements and qualifications?

If you are wondering about the requirements stated by IRDAI, you will find your answer in the following mentioned bulletins.


  • First and foremost is the age factor; you should be at least 18 years old.

  • To pass your educational qualification, you must have finished class 10 of your education at least.

  • You will subsequently be required to complete a 15-hour IRDAI mandated training course.


 As a result, anyone above 18 and educated till at least class 10 can work as an insurance agent. Undergrads, at-home spouses, retired people, and businesspersons are also included. 


What are the various health insurance plan in India?

There are different health insurance plans and schemes in India. A qualified, trained, and experienced insurance agent will be the right person to tell you about all the different plans. They will also advise and guide you on choosing the right one for your family, your near and dear ones. Insurance plans are no joke - they are meant to safeguard your life and assets. Choose them carefully after assessing the pros and cons.


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