How do you become a Vehicle Insurance Agent in India?

Becoming a motor insurance agent in India is a great career choice. This is one profession where you have the scope to grow in your work field and learn new skills, be it technical or communicative. Understanding the policies first is crucial if you are wondering how to become a vehicle insurance agent. Just as a health insurance agent needs to have a proper understanding of the health insurance plans in India, a vehicle insurance agent needs to have in-depth knowledge about motor insurance. 

What is a Motor Insurance Policy in India? 

A motor insurance policy is mandatory in India. Owners of cars, bikes, and heavy commercial automobiles need to have their vehicles insured so that when there’s damage, it can be covered by the insurance. There are three distinct insurance plans that you can avail of in India. 

• Third Party Motor Insurance: This vehicle insurance policy protects your beloved cars and two-wheelers from damages inflicted by some third party. If there is a big accident, the costs incurred in the form of damage and repair can go pretty up. With third-party motor insurance, you can rest assured that the expenses will be taken care of. 
• Own Damage Insurance Policy: This vehicle insurance covers the costs when the owner themselves are responsible for the damage experienced by the bike or automobile. The Own Damage Insurance Policy is customizable per the legal owner’s requirements. 
• The Comprehensive Vehicle insurance: One of the best motorcycle insurances and so for four-wheelers, the comprehensive insurance covers the expenses for damages incurred by both a third party and the owner themselves. As you can see, this is probably the best alternative solution since there is no guarantee where or when your vehicle encounters an accident. 

Once you know about the technical details, the only thing you need is a class 10 exam certificate, a photo I.D. proof, a pan card, and age proof that you are eighteen years or above. With all these documents, you can easily become a vehicle insurance agent.