Posts

Tips to save more on your car insurance premium

Buying car or motorbike insurance may feel like on legal necessity. However, it's great financial protection for yourself and your family. We have put together some wise tips to know, so you get the best car insurance premium available.   ●       It is okay to shop for car insurance online, so you get good deals on your premium. When you buy car insurance on the internet, you can compare various insurance policies and opt for the best one suited for your needs. You can take the luxury to include or exclude add ons to your car insurance policy. Make good use of the car insurance premium calculator available online before deciding on the right one for you. Purchasing car insurance online also means the lowest possible time spent.   ●       Renew your vehicle insurance on time to avoid inspection and other late fees you may include. Driving your car after your policy's expiration date may result in you being charged for i...

Documents you must carry when driving your car in India

  It is mandatory to carry certain documents when you drive a car on the public roads of India. Not having any of these documents with you could be a reason to pay heavy fines to the traffic police. No matter which state you are in, these documents are a must-have.   Registration certificate In India, you must register your vehicle within seven days of purchase. You must visit the Regional Transportation Officer's (RTO) to register your vehicle. The registration of a vehicle is valid for fifteen years. You will need to renew your registration every five years. The Motor Vehicles Act passed in 1988 states that it is compulsory to carry a registration certificate of the vehicle you drive whenever you drive on public roads in India. Pollution Under Control Certificate The pollution norms for vehicles are unique for every country. In India, the government sets the emission norms and is subject to change every few years. When you drive, it is necessary to carry the Pollutio...

Buying a Life Insurance Policy

If you are planning to buy a life insurance policy, it means you are making an effort to protect your family’s financial future. Well done! Insurance agents are obliged to find you the most suitable life insurance policies. There are several insurance providers, and they operate on different principles. Your agent must be well-versed in the differences between life insurance policies from provider to provider. A good life insurance broker will be informed of the latest developments that may affect you. They will be concerned about your life insurance needs and try to find a solution that suits your requirements. They will not use unnecessary jargon but help you understand the benefits of the policies in simple language. Here is what I would do to find a life insurance agent near me : 1.      Start with my agent : Do you have an agent from whom you bought a company medical insurance or motor insurance? If you were happy with the service, it might be a good id...

Finding the Right Medical Insurance Agent

Being healthy is a very important aspect of one's life. It helps you have a good lifestyle, keep mentally alert, lead an active social life and live a longer life. It is a fact that eating right and exercising regularly can lead to overall wellbeing. If you are the owner of a business, the health of your employees is critical as well. Healthy employees contribute to an efficient and happy workplace and produce high-quality work. While one can live sensibly and provide the right work environment for employees, certain uncontrollable factors can affect health. It could be due to genetic factors, accidents, or other unexpected complications. Dealing with unexpected illness is a stressful situation for everyone. But, when compounded by high medical bills and prolonged treatments, it could lead to worse consequences like an unrecoverable financial loss. Therefore, you should get medical insurance coverage for yourself, your family, and employees in everyone's interest. It wi...

Questions must ask before purchasing a health insurance policy

The health insurance industry can often be an overwhelming one. There are so many players offering health insurance policies packaged in so many ways. It cannot be very clear to the buyer. Besides, a lack of awareness of health insurance plans can leave you feeling confused. For instance, what may seem like an affordable health insurance policy, may not be right for you. And what is right for you may not suit others in your family. When it comes to health insurance policies, you must not hesitate to ask your health care agent as many questions as possible. Here we give you some of the questions you must keep ready before investing in a health insurance policy.   What type of health insurance policy are you signing up for? There are three main types, and choose the right one for y only after studying each type.   What all does the policy cover? Health insurance may cover pre and post-hospitalization charges, ambulance charges, organ donation cha...

Tips for choosing the right home insurance policy for you

  Your home is, without doubt, your singular most important asset. But life is unpredictable in its many ways, and there's no saying your house is a permanent possession. Unwelcome events could strike your home anytime, and it is best to be prepared with a home insurance plan . There are several home insurance policy companies in the market today, and it is normal for you to feel confused about which one to choose. Here we are listing out a few tried and tested ways to choose the best player to suit your interests.   ●       Understand the right policy for you. Though this one may sound obvious, many people have no idea what an insurance policy entails. Take the time to understand what a house insurance plan could mean for you.   ●       Assess your needs for taking an insurance policy. Take the time to discuss every policy's ins and outs with your insurance agent before you take the plunge. Knowing your require...

Five things to look out for when buying health insurance

  Health Insurance is a crucial part of your wellbeing and financial planning. A health insurance plan in India can be a blessing in disguise for many at that time of need. Having affordable health insurance is so important that many companies offer it to their employees as a bonus. There are many health insurance companies online, and it cannot be very clear to choose the right one for yourself. Discussing the pros and advantages of buying Health Insurance is important; however, knowing the mistakes you must avoid when investing in health insurance is important.   Take your time to compare various Health Insurance coverages offered by companies. Check for the outliers for each policy. A policy's cost shouldn't be the only factor, but you must also consider if it will help you in your hour of need.   Add-ons may feel like an unnecessary thing when buying Health Insurance. A good health insurance policy is comprehensive and lik...